Key Differences Between the U S. Social Security System and Indias Aadhaar System

The US government has cautioned against the use of the Social Security Number as a single, unique identifier. From food rations to marriage certificates, entrance exams to train ticket concessions, mobile phone cards to banking, Indians are now being asked to produce a 12-digit Aadhaar number to access both government and private sector services. Any public authority requesting the SSN must provide a disclosure notice to the individual explaining if the provision of SSN is required or optional. According to the Privacy Act of 1974, no individual can be denied a government service or benefit for not providing the SSN unless Federal law specifically requires the number for a particular service. Thus, there are a number of Federal legislation in the U.S that specifically require the SSN. Aadhaar can be used as a single proof of identity and address for any resident in India.

It is very important as TDS is being deducted by the bank on interest gained through FD. Aadhaar collects biometrics, which includes the scan of all fingerprints, face and the iris of both eyes.In contrast, SSN is printed on a small paper card and does not carry even a photograph. During the primary year of the Tax Reform Act, this anti-fraud change resulted in seven million fewer minor dependents being claimed.

PAN card issued under the Indian Income Tax Act, 1961 under the supervision of the Central Board for Direct Taxes . It is known as a way of making the identification of various taxpayers in the country or tracking the financial transactions of the citizens. It is a unique identification number assigned to an individual who pays taxes in India. The identification system of PAN is a computer-based system that assigns to every Indian paying Tax entity. The Social Security Number was created in 1935 as part of The New Deal as a program to supply for retirement and disability benefits for the previous and infirm. In the United States, an individual is requested to offer an SSN to acquire credit, open a checking account, get hold of government advantages or non-public insurance, and to buy a home or a automobile, among many other pursuits.

Here are some videos of victims of identity theft from their Social Security No. Just see the below stated videos carefully one by one and see the fate of these victims. Once the user makes any of the above PAN card application then he or she can easily track the status of PAN with the help of acknowledgment number furnished by NSDL.

Your name and address is securely stored by the partner bank and Apple Payments Inc. The SSA points social safety cards with three completely different classifications for work. A traditional card is issued to citizens and to immigrants the DHS has granted permission to live and work within the U.S. permanently. A second card is legitimate for work solely with the approval of the DHS by way of an employment authorization and is issued to short-term residents. A third card choice specifies it’s not valid for employment and is issued to people who might have an SSN for entry to benefits or companies. Once you’ve got followed all of the steps to get your replacement Social Security card, it’s sensible to take action to protect your self.

While many companies should still require additional documentation from non-residents, having an SSN will help streamline many elements of your life as a employee in the U.S. The Social Security Administration has set up a system known as Consent Based SSN Verification . These are sent to the government, checked against the SSN Master File, and a Yes/No indicator is sent back to the business. Cashing a check over $3,000 USD, being the beneficial owner of businesses, or applying for a home loan.

“Forgive them Lord for they know not what they are doing” is what I can say about the pursuit of AADHAR. Technology was and is supposed to make life simpler but not at the cost of privacy, corruption and ensuring the dignity of its users. The AADHAR program is not raising the stature of the Indian IT industry. It appears to me to be a project conceived to provide business to IT vendors. As an expert of Object Oriented Technology I would ask why are we reinventing the wheel we already have the PAN card.

In India, security researchers and reporters who have brought to light the flaws, vulnerabilities, and leaks of the Aadhaar number system have been prosecuted by the UIDAI as criminals. However for Aadhar, even the mobile store that operates from a small kiosk would ask you to authorise for a sim card or the travel agent booking your railway tickets or the bank agent insisting you for a credit card. In response to growing concerns over the accumulation of massive amounts of personal information, the US government passed the Privacy Act of 1974. The law was passed in recognition of the dangers of the widespread use of Social Security Numbers as universal identifiers. Over the next week, a special series on Scroll.in will take a closer look at the many dimensions of Aadhaar, from its use for social welfare, to its expansion in the private sector, to concerns over privacy and data violations.

Aadhaar authenticates a person. The Social Security Number does not.

In 2007, when the Intelligence Reform and Terrorism Prevention Act asked the SSA to improve the security of Social Security Number cards, the SSA considered adding the holder’s photograph or biometrics to the card but eventually decided against it. First, a quick comparison with the Social Security Number of the United States. The nine-digit number, which is used widely by government agencies in the US, is seemingly as ubiquitous as Aadhaar. It is often used as an example of an advance economy successfully doing something similar to India’s unique identity project.

But under section 7 of the Aadhaar Act, the government can ask a resident to produce Aadhaar for any “benefit, subsidy or service”, which has made the ambit of the project very wide. Now even private companies have incorporated the Aadhaar number in their systems. New York and West Virginia have statutes that limit the use of the Social Security Number as a student identity number.

• When verifying submitted SSN’s, the system will respond with either confirmation that the information matches or that it does not match.
• An SSN request from a third party can be verified, with the consent of the holder.
• It appears to me to be a project conceived to provide business to IT vendors.
• As an alternative, some financial institutions will accept a taxpayer identification number , which you’ll need to apply for through the IRS.

Its administration uses English, which most residents do not read or speak. Language barriers make it difficult to get an accurate answer from the UIDAI database. Lastly, regulated banks require a copy of an identity document, and many people do not have an appropriate one. While India adopted the use of Aadhaar across several agencies to deliver services, the U.S. was slower to move in that direction with the SSN, but did get there eventually. The State Resident Data Hubs use the UID as the anchor to integrate all data from different state databases together.

Pan Card

At the flick of a central switch the identity of every member of the minority can be readily compromised so as to deny them any and possibly every right and service that they would otherwise be entitled to. Today India has a government which is unashamedly anti minority with its condemnable Hindutva and Hindu Rashtra agenda. I am disappointed with MoneyLife for joining this group of naysayers. It would be more helpful for MoneyLife to invite a knowledgeable person from the Aadhar team to address a conference where the opposite side too can present its views.

The apex court ordered that Aadhaar cannot be mandated for availing government benefits and services; but its orders have been repeatedly flouted. SSN’s problems arose because of the linkage to various national databases, especially when the information went online along with photos, numbers and other identification details. Significantly, the US realised the problem and initiated safeguards way back in 2004.

Government of India

An important feature of some of these systems is that they do not rely on a connection to a central government database to prove their veracity. In the third millennium, computers became ubiquitous and we, i.e., society writ-large, must consider how identification-based systems translate into a new digital medium. There are new opportunities and risks created by the design and implementation of identity technologies and the systems they are connected to. The first section provides context for each ID and considers the historical and contemporary risks of identity systems. You are involved in a transaction in which the Internal Revenue Service requires notification, or you are engaged in a financial transaction subject to federal Customer Identification Program rules. The Supreme Court passed at least six orders since 2013 saying the government cannot require people to register for an Aadhaar number and no one can be deprived of a government service for not having an Aadhaar number.

The British have refused to accept a National ID leave alone a biometric ID. Concern raised are very very minute fraction of benefits what Aadhaar promises.It can be addressed and strengthened. But asking for Abandoning Aadhaar is like throwing Baby with Bath water.

Proforma to apply for Tatkal Family Cards for proof of residence is given by Co-operation, Food and Consumer Protection Department, Tamil Nadu. Users can download application form for family card and use it further. India is suffering to come up with a comprehensive single point entry for identity. There is nothing like a social security number though there are plans to introduce one. Drivers license, PAN card, Voters ID, Passport all serve as ID cards except that there is no way of tracking anything. Instead, they should have followed the credit card size identity card approach with Name and Photo, DOB, Blood Group etc clearly displayed.

While accessing this site, you acknowledge that any reliance on any opinion, advice, statement, memorandum, or information available on the site shall be at your sole risk and consequences. To protect your account, you might be asked to verify your identity when using Apple Cash or applying for Apple Card. But the dangers of the database and the person maintaining could be catastrophic if compromised.

Many what is ssn number in india departments that encompass workforces and programs like the military or Medicare , that relied heavily on the SSN as “the identifier,”made significant changes to their system and stopped using it altogether. It covered the relationships among government agencies across a broad range of services and had a special chapter on the SSN. It is very difficult to imagine a proposal by private sector companies or government leaders in the United States that would require individuals to “log in” with their SSN. Democracies benefit from diverse input into the design of identity systems and a broad consensus about their operation, transparency, and accountability to the citizens whose information is managed by these systems. The Unique Identification Authority of India has already entered into agreements with a number of companies providing authentication and identification services using Aadhaar as a platform. In recent years too, the Social Security Administration has restrained from collecting biometrics of residents.

Whether a system of records is being created under the Privacy Act, 5 U.S.C. 552a. The Driver’s License Protection Act of 1994 places strict limits on who can access the Department of Motor Vehicles’ data, and under what circumstances. There must be a way for an individual to prevent information about him obtained for one purpose from being used or made available for other purposes without his consent.

In contrast, Aadhaar has been designed for use by both public and private entities. Millions of Aadhaar numbers have been linked to the bank records, ration lists, educational records, and telecom documents of individuals. New analytical data techniques mean this “big data” could reveal much more about a person than standalone data could in the past. BELIEVE card supporters presented it as necessary for immigration reform but many opposed it. Around 2011, American authorities considered introducing a new biometrics-linked identity card for work authorisation for residents.

Fill out the Social Security card utility using the documents above or create a SSA account to fill out the application on-line. If you’ve an unencrypted PDF of your tax return on your laptop, you’re successfully carrying your Social Security card every time you are taking your laptop with you on a visit or to a coffee shop. Once identification thieves have your private info, they can drain your checking account, run up expenses on your credit cards, open new utility accounts, or get medical therapy in your medical insurance.

Users can download and fill the form according to their requirement. By clicking the link you will be redirected to the website of the third party. The third party website is not owned or controlled by Bank of India and contents thereof are not sponsored, endorsed or approved by Bank of India. Bank of India does not vouch or guarantee or take any responsibility for any of the contents of the said website including transactions, product, services or other items offered through the website.

Experts caution against the retention of data for such long periods. In 2014, European Union’s highest court ruled that data retention is illegal. The Social Security Number has its origins in the years of the Great Depression. During this period of economic recession in the US, the Roosevelt government launched the “New Deal”, a series of programmes to provide relief and employment to the poor. India does not have an office for the Social Security Administration . If you reside in India and have questions regarding services provided by the Social Security Administration , you must contact the SSA Federal Benefits Unit located in the Philippines.

On the other hand SSN is used to track worker’s earnings and keep a record of social security benefits to be received by them. Senior citizens use the card so that they get extra ‘green man’ time while crossing the road. Just makes life simple no filing of papers, photos just sign digitally in some cases. I SUGGEST all the doubting Thomases just visit Singapore and see this time tested system. Singapore is not far off or just ask your neighborhood man who had been to Singapore.

Deposit undisbursed amounts received back from various Banks and Sarpanches due to death of beneficiaries and Non- operating of accounts. If you enter a post office box, your account will be restricted.Contact us. Members of the Family Sharing group that are over 18 years old andtake ownership of their Apple Cash accountmust verify their identity. You’ll be asked to verify your identity based on how much you use Apple Cash. You may not add or receive $500 or more in total without verifying your identity.

Also I can see through the entire Marketing, Selling business which Technology folks normally do. At the end of the day when this gets into the list of failed projects and a case study of what went wrong, I would love someone to refer to these articles and comments. An article by Christopher Burns in the bangordailynews.com says that, in March 2015, the office of the inspector general of SSN found that 6.5 million Americans appear to be over 112 years old. This, it says, is a big factor in identify theft and leakage of government funds. Mr Burns says improper payments by a range of federal programmes cost the US government a whopping $124.7 billion in fiscal 2014 according to the government accountability office.